Excess medication, what is the personal contribution?

 In the year 2015 the deductible is € 375. There is an increase in the deductible again almost every year. In 2014, the deductible was still € 360, which is again an increase of € 15. The government wants you to think carefully before you visit a care provider, which is why the government keeps increasing the ‘deductible’. The story is on atmospherians.com

In some cases you may have to pay a personal contribution for certain medicines. Medications that are not included in the ‘Medication reimbursement system’ often have a personal contribution. The following types of medication often fall outside the registry:

  • More expensive medicines that have a faster and / or better effect, but of which cheaper comparable medicines are available.
  • Medications that are new on the market and that have not yet been included in the register.

If you have paid your full deductible medication, then there is often not much going on. If you have already transferred the € 375, you will be reimbursed for all medicines that are included in the basic insurance. Do you want to see which medicines are included in the basic insurance? Then go to www.medicijnkosten.nl. On this website, citizens and healthcare providers have the option of looking up information on the amount of reimbursement and reimbursement status of medicines in the Netherlands, based on the Health Insurance Act (Zvw).

Where does the reimbursement of the medication depend?

Where does the reimbursement of the medication depend?

In most cases, health insurers reimburse the medicine that has a lower price but works almost as well as the medicine with a very high price. If you have a preference for that better medicine, the health insurance company will often not reimburse this. Excess medication then becomes more expensive. You do not pay a deductible with the insurer if you use the medicine that is at the top of their list.

New medicines

New medicines

Check the website of  “Nederland’ to see the costs of certain medicines and whether they are already included in the register. Then you know where you stand when purchasing the medicines you want to use. On the website you enter the name or number of the medicine. You then indicate how many medicines they are and from which manufacturer these medicines have been purchased. You will then see an overview of medicines that are reimbursed under the basic insurance or deductible medicines that you have to pay yourself.

RVG and EU number

RVG and EU number

As soon as the medicines are registered in the Netherlands, they receive a so-called RVG number. This number can be read on the package of the medicine or the package leaflet that comes with the medicine. The number consists of 5 or 10 digits. The first 5 digits are enough to find out what kind of medicine it is. If the medicine is approved for the whole of Europe, it will receive the so-called EU number. This number is also on the package of the medicine and / or on the package leaflet of the medicine. This number first consists of the letters EU, followed by a number of digits.

 

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